C.L.I.C.K.D. Scheme 2026: Apply for Laptop and Digital Device Financing for Nigerians Through CREDICORP

Application Status: Active / Open Expression of Interest
Launch Date: July 21, 2026

The Nigerian Consumer Credit Corporation (CREDICORP), in partnership with the Federal Ministry of Communications, Innovation & Digital Economy, has launched the C.L.I.C.K.D. Scheme (Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices) to improve access to essential digital tools for Nigerians.

The initiative is designed to reduce the financial barriers preventing individuals from acquiring productivity devices such as laptops, smartphones, tablets, and connectivity equipment. Instead of requiring applicants to pay the full cost upfront, the scheme provides access to devices through structured credit arrangements with flexible repayment plans.

The pilot phase will support the financing of 1,000 locally assembled laptops, with plans to expand into additional digital devices and connectivity solutions for more Nigerians.

• Programme Name: C.L.I.C.K.D. Scheme (Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices)
• Category: Device Financing / Consumer Credit Scheme / Digital Inclusion Initiative
• Host Institution: Nigerian Consumer Credit Corporation (CREDICORP)
• Government Partner: Federal Ministry of Communications, Innovation & Digital Economy
• Financial Partner: Fidelity Bank PLC (Credit Administrator)
• Technology Partners: NASENI and Imose Mobile (Device Manufacturers and Assemblers)
• Target Launch Partner: 3 Million Technical Talent (3MTT) Programme
• Eligible Country: Nigeria
• Coverage: Nationwide rollout across Nigeria
• Pilot Phase: Financing support for 1,000 locally assembled laptops
• Available Devices: Laptops, smartphones, tablets, and connectivity devices
• Financing Model: Structured low-interest repayment plans
• Application Portal: CREDICORP C.L.I.C.K.D. Application Portal
• Application Status: Active Expressi

Access to reliable digital devices remains one of the major challenges limiting participation in Nigeria’s growing digital economy. Many students, freelancers, entrepreneurs, and technology professionals require laptops and internet-enabled devices to learn, work, and build digital businesses but struggle with the high upfront cost.

The C.L.I.C.K.D. Scheme was created to address this challenge by providing Nigerians with access to productivity devices through consumer credit.

Rather than purchasing devices through a one-time payment, eligible applicants can receive the required hardware and repay gradually through affordable monthly instalments.

The initiative supports Nigeria’s broader digital transformation goals by increasing access to technology tools needed for:

• Digital skills development.
• Remote work.
• Entrepreneurship.
• Software development.
• Online businesses.
• Professional productivity.

The scheme is targeted at Nigerians who require digital devices for work, learning, or economic activities.

Eligible groups include:

• Working Nigerians.
• Salary earners.
• Freelancers.
• Self-employed individuals.
• Business owners.
• NYSC corps members.
• Digital talent participants.
• Technology learners and fellows.

Priority consideration may be given to individuals involved in digital development programmes such as:

• 3 Million Technical Talent (3MTT).
• Learn2Earn.
• ALX.
• Andela.
• AltSchool.

Applicants will be assessed based on the following criteria:

Nigerian Residency

Applicants must:

• Be Nigerian citizens.
• Be based within Nigeria.
• Provide accurate personal and employment information.

Income and Repayment Capacity

Because the scheme operates through a credit financing model, applicants will undergo financial assessment.

Evaluation may consider:

• Income stability.
• Ability to repay monthly instalments.
• Employment status.
• Existing financial obligations.

Applicants may be required to provide information about:

• Monthly income range.
• Source of income.
• Employment or business details.

Credit Assessment

Applicants will undergo credit evaluation through participating financial institutions.

The assessment helps determine:

• Eligibility for device financing.
• Appropriate repayment structure.
• Credit risk profile.

The C.L.I.C.K.D. Scheme supports access to digital productivity equipment, including:

Laptops

The pilot phase focuses on financing locally assembled laptops produced through partnerships involving:

• NASENI.
• Imose Mobile.

These devices are intended to support:

• Coding and software development.
• Digital learning.
• Remote employment.
• Professional work.

Other Digital Devices

The wider rollout is expected to include:

• Smartphones.
• Tablets.
• Connectivity devices.

This expansion aims to provide more Nigerians with affordable access to digital infrastructure.

1. Access Devices Without Full Upfront Payment

One of the major benefits of the scheme is that applicants do not need to pay the entire cost of a device immediately.

Successful applicants can:

• Receive their device.
• Begin using it immediately.
• Repay through structured monthly instalments.

2. Flexible Repayment Structure

Repayment plans are designed to align with applicants’ income capacity.

This allows individuals to access important digital tools without placing immediate financial pressure on them.

3. Credit Profile Development

Timely repayment under the scheme contributes to building an applicant’s credit history.

Successful participants can strengthen their financial profile through responsible repayment behaviour.

The process follows a credit-based device financing model:

Step 1: Submit Expression of Interest

Applicants complete the CREDICORP application form by providing:

• Personal details.
• Employment status.
• Income information.
• Digital programme affiliation.
• Preferred device requirement.

Step 2: Credit Assessment

Submitted applications are reviewed through participating financial institutions, including Fidelity Bank.

Applicants are assessed based on:

• Creditworthiness.
• Income capacity.
• Repayment ability.

Step 3: Approval and Device Access

Successful applicants will be connected with approved partners for:

• Credit approval.
• Device allocation.
• Pickup or delivery arrangements.

Interested Nigerians should follow these steps:

Step 1: Access the CREDICORP Portal

Visit the official C.L.I.C.K.D. application portal.

Step 2: Complete Expression of Interest Form

Applicants should provide:

• Employment category:
  • Salaried employee.
  • Freelancer.
  • Business owner.
  • Student.
  • 3MTT fellow.
• Monthly income range.
• Digital talent affiliation (if applicable).
• Preferred device type.

Step 3: Submit Application

Applicants should:

• Review provided information.
• Accept consent terms.
• Submit their expression of interest.

Successful applicants will proceed to credit assessment and device financing arrangements.